Find the Small Business Funding You Actually Qualify For

Yes — searching and viewing your funding matches is completely free. You create an account, get matched, and can browse every result at no cost. We offer optional paid tools (grant writing AI, application tracking) for businesses that want them, but the core matching is always free.

No. Capkiro does not pull your credit report and does not perform any hard or soft credit inquiries. Checking your funding matches has zero impact on your credit score.

We compare your business profile (type, state, funding need, and details you add in onboarding) against eligibility requirements for every program in our database. Each match gets a score showing how well you fit — so you can prioritize the highest-probability opportunities and skip the ones you won't qualify for.

After creating your account, you'll land on your funding dashboard where you can see all your matches with scores, deadlines, and apply links. We'll also ask a few follow-up questions about your revenue and business age to refine your matches. The whole onboarding process takes about 5 minutes.

We index federal grants, SBA loans (7(a), microloans, 504), state-specific small business grants, SBIR/STTR programs for tech companies, CDFI loans for underserved businesses, and business lines of credit from vetted lenders. New programs are added regularly.

No. We have programs for startups and pre-revenue businesses, including incubator grants, SBIR Phase I awards, and startup-friendly SBA microloans. Just select "Startup (pre-revenue)" as your business type to see relevant options.